4 Accident resulting from unauthorised software alterations or failure to update software

4  Accident resulting from unauthorised software alterations or failure to update software

(1)     An insurance policy in respect of an [authorised] automated vehicle may exclude or limit the insurer's liability under section 2(1) for damage suffered by an insured person arising from an accident occurring as a direct result of—

(a)     software alterations made by the insured person, or with the insured person's knowledge, that are prohibited under the policy, or

(b)     a failure to install safety-critical software updates that

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