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Accumulating income

Produced by a Tolley Trusts and Inheritance Tax expert
Trusts and Inheritance Tax
Guidance

Accumulating income

Produced by a Tolley Trusts and Inheritance Tax expert
Trusts and Inheritance Tax
Guidance
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This guidance note considers the trustees power to accumulate income and what accumulation period applies. It also considers the distinction between accumulated and undistributed income and when income becomes accumulated.

This guidance note deals with the position in England and Wales only. See Simon’s Taxes I5.8 for details of the provisions affecting Scotland and Northern Ireland.

This guidance note is necessarily simplified to include the key points for the accountant or tax adviser. It is not targeted at lawyers.

Power to accumulate income

The investments of a trust are likely to produce income. The trust deed will detail how the income should be dealt with by the trustees. This may be due to the beneficiaries as of right where they have an interest in possession, distributed to beneficiaries at the discretion of the trustees or where not distributed to the beneficiaries there may be a direction or an option to accumulate the income. ‘Accumulating the income’ means saving or reinvesting the income instead of paying it out to beneficiaries as it arises. It is then added

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